
The M1: Investing & Banking app is your comprehensive financial solution, offering commission-free investing, low-interest borrowing, and streamlined money transfers all in one place. Build a personalized investment strategy with automated investing tools, utilizing pre-designed portfolios or crafting your own. Invest in stocks, ETFs, and cryptocurrencies (BTC, ETH, ADA, SOL, and more) with fractional shares starting at just $1.
Access competitive margin rates, borrowing up to 40% of your portfolio value, with rates as low as -8.75% (or 7.25% with M1 Plus). Effortlessly transfer funds, scheduling automatic transfers for seamless financial management. Invest for the long term, utilizing Expert Pies aligned with your risk tolerance and retirement goals, and easily rebalance your investments.
Boost your rewards with the Owner's Rewards Card, earning cash back—standard rewards of -8.75% or up to 10% with M1 Plus—that can be reinvested. Manage and rebalance your crypto holdings with ease.
In short, M1 provides a user-friendly platform for commission-free trading, accessible borrowing, and long-term financial planning. Download the app today and embark on your path to financial success!