SmartCash

SmartCash is a convenient, safe, and secure mobile app offering cash and online cash loans to eligible Ghanaians. Build your credit line and potentially lower interest rates by consistently repaying loans and completing assigned tasks to increase your credit limit. Access loans anytime, anywhere, with a completely online application process.

SmartCash is available to Ghanaian citizens aged 18 and older with a regular income stream. Loans range from GHS1,000 to GHS50,000, with terms from 91 to 360 days and interest rates from 10% to 25% APR. There are no service charges.

Your data is protected with 256-bit SSL encryption, and we never share your information with third parties.

SmartCash Advantages:

• Convenience: Access loans anytime, anywhere, entirely online. No physical visits or paperwork are required.
• Safety and Security: 256-bit SSL encryption protects your information. Your data privacy is guaranteed.
• Credit Line Building: Improve your creditworthiness and access better loan terms in the future through on-time repayments and task completion.
• Eligibility: Open to Ghanaian citizens aged 18 and above with a stable income.
• Flexible Loan Options: Choose from loan amounts between GHS1,000 and GHS50,000, with terms ranging from 91 to 360 days. Interest rates are 10% to 25% APR, with zero service charges.
• Simple Application: A quick and easy application process ensures fast and efficient loan approvals.

SmartCash Screenshots